Repayment Programs

Which Repayment Plan Is Right for You?

Repayment plans determine your monthly student loan payment amount, how many years it will take to pay back what you borrowed, and how much interest you will pay over the life of your loan. The servicers (lenders) have several forms of repayment, below are their “Standard” where payments are based on debt amount.

• Direct Subsidized Loans

• Direct Unsubsidized Loans

• Direct PLUS Loans

• Unsubsidized Federal Stafford Loans


• FFEL Consolidation Loans

• Direct Consolidation Loans

• Subsidized Federal Stafford Loans